Terms of Service
Read this document before using our website
Knowing your rights and responsibilities is important, including when you use our products and services, which grant access to sensitive information and are subject to our privacy policy.
This Agreement sets forth the conditions of the use of our online service for registered members of RentersIQ for the purpose of purchasing renters insurance and by non-registered users for the purpose of paying for a generated renters insurance. By using our websites, you (the “Member”, “User” or “Client”) agree to these terms and conditions. If you do not agree to the terms and conditions of this Agreement, immediately STOP using this website. We reserve the right, at any time, to change or update the terms and conditions of this Agreement without prior notice. Modifications shall become effective immediately upon being posted on this website. If you continue to use the Service after amendments are posted, your continued use is deemed acknowledgment and acceptance of the Agreement and its modifications.
- User agreement
In order to protect our users, as well as our information and service providers, you are required to comply with all of the rules set forth in this Agreement. By registering as a user or by using this website (the “Service”), you hereby agree to be bound by all of the following terms and conditions (“Terms of Service Agreement” or “TOS”). - Termination of service
You understand and agree that in RentersIQ’s sole discretion, and without prior notice, RentersIQ may terminate your access to this website and the service and it may also exercise any other available remedy. RentersIQ may also remove any unauthorized user content if RentersIQ believes that your use of the website, service and/or any user content you provided violates or conflicts with the Agreement, violates the rights of RentersIQ, or another user or the law. - Damages & relief against user
You agree that monetary damages may not provide an adequate remedy to RentersIQ for violations of these terms and conditions. You therefore consent to injunctive or other equitable relief for such violations. RentersIQ is not required to provide any refund to you if you are terminated as a user because you have violated this Agreement. - Security for member account & password
You will receive a password and Member account designation once you are registered. You are responsible for maintaining the confidentiality of the password and account. You are solely responsible for all activities that occur under your password or account. You agree to immediately notify RentersIQ of any unauthorized use of your password or account or any other breach of security. You agree to make sure that you exit from your account at the end of each session. RentersIQ cannot and will not be liable for any loss or damage arising from your failure to comply with this Section. - Proprietary materials – restrictions on use
All materials provided on this website, including but not limited to all text, logos, designs, graphics, images, sounds, information, software, documents, products and services, and the onsite selection, arrangement and display thereof, are the copyrighted works of RentersIQ and/or its vendors or suppliers. All materials herein and all RentersIQ software are the property of RentersIQ. Said materials and software are protected by worldwide copyright and other intellectual property laws. Unless provided for in this Agreement, none of said materials may be modified, copied, reproduced, distributed, republished, downloaded, displayed, sold, compiled, posted or transmitted in any form or by any means. This ban includes, but is not limited to, electronic, mechanical, photocopying, recording or other means, without the prior express written permission of RentersIQ. - Copyright and trademark information
All content included or available on this site, including site design, text, graphics, and interfaces, is by RentersIQ, with all rights reserved, or is the property of RentersIQ and/or third parties protected by intellectual property rights. Any use of materials on the website, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission of an authorized officer of RentersIQ is strictly prohibited. Members agree that they will not use any automatic device (such as a “spider” or “robot” and/or any other automatic device) or any manual process to monitor or copy our web pages or the content contained therein without prior written permission of an authorized officer of RentersIQ. RentersIQ is a proprietary mark of RentersIQ. RentersIQ’s trademarks may not be used in connection with any product or service that is not provided by RentersIQ, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits RentersIQ. All other trademarks displayed on RentersIQ’s website are the trademarks of their respective owners. Their display does not constitute an endorsement or a recommendation of those vendors. In addition, such use of trademarks or links to the websites of vendors is not intended to imply, directly or indirectly, that those vendors endorse or have any affiliation with RentersIQ. - Third-party sites
Our website may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. You acknowledge and understand that RentersIQ is not responsible for third-party sites and is not responsible for the availability or content of third-party sites. If you have any questions or concerns regarding such links or the content available on such sites, you should contact the site administrator or webmaster for those third-party sites. Your use of those Third-Party Sites is subject to the terms of use and privacy policies of each third-party site. We are not responsible in any way for third-party sites. We encourage all members to review the privacy policies of third-parties’ sites. - Ban on resale of service
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service. - General disclaimer
Although RentersIQ has attempted to provide accurate information on the website, RentersIQ assumes no responsibility for the accuracy of the information. You understand and agree that all information provided on this website is provided “as is,” with all faults, without warranty of any kind, either express or implied. RentersIQ hereby disclaims all warranties, express or implied, including, and without limitation, those of merchantability, fitness for a particular purpose, title and non-infringement or arising from a course of dealing, and usage or trade practice. This is inapplicable where such a disclaimer has been legally held to be invalid but only to the extent of the specific invalidity. - No unlawful or prohibited use
As a condition of your use of this website, you agree and represent to RentersIQ that you will comply with all applicable laws, statutes, ordinances and regulations regarding your use of our service and any related activities. In addition, you agree and represent that you will not use this website in any way prohibited by these terms, conditions and notices. - Modification of the website
RentersIQ reserves the right, in its sole discretion, to improve, modify or remove any information or content appearing on the website. Without prior notice, and in its sole discretion, RentersIQ may discontinue or revise any or all aspects of the website. - Disclaimer regarding accuracy of vendor information
Product specifications and other information have either been provided by the Vendors or collected from publicly available sources. While RentersIQ makes every effort to ensure that the information on this website is accurate, we can make no representations or warranties as to the accuracy or reliability of any information provided on this website. - Governing jurisdiction of the courts of Delaware
Our website is operated and provided in the State of Delaware. As such, we are subject to the laws of the state Delaware. Delaware law will govern this Agreement, without giving effect to any choice of law rules. We make no representation that our website or other services are appropriate, legal or available for use in other locations. Accordingly, if you choose to access our site you agree to do so subject to the internal laws of the state of Delaware. - Fair Housing Act
As a Member you agree not to post, email, or otherwise make available content that violates the Fair Housing Act by stating, in any notice or ad for the sale or rental of any dwelling, a discriminatory preference based on race, color, national origin, religion, sex, familial status or handicap (or that otherwise violates any state or local law prohibiting discrimination on the basis of these or other characteristics.) - Limitation of liability
RentersIQ shall not be liable for any damages whatsoever, and in particular RentersIQ shall not be liable for any special, indirect, consequential, or incidental damages, or damages for lost profits, loss of revenue, or loss of use, arising out of or in any way related to this website or the information contained in it, whether such damages arise in contract, negligence, tort, under statute, in equity, at law, or otherwise, even if RentersIQ has been advised of the possibility of such damages. - Possible exceptions to limitation of liability
Because some jurisdictions do not allow for the limitation or exclusion of liability for incidental or consequential damages, some of the limitations set forth in the previous paragraph may be inapplicable. - Indemnification
You agree to indemnify and hold RentersIQ, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of the Member’s use of the Service, any violation of this Agreement, or infringement by user, or other user of the Service using Member computer, of any intellectual property or any other right of any person or entity. - Binding on assigns, successors and divested businesses
Terms and agreements with RentersIQ will be binding upon and inure to the benefit of the parties and their assigns, successors and divested businesses. RentersIQ’s agreement with Client may not be transferred or assigned by Client without the prior written consent of RentersIQ. “Successor” means any entity connected to a merger with Client, sale of all or substantially all of the assets of Client or other form of Client’s corporate reorganization. “Divested business” means any business unit that Client sells, or of which it otherwise ceases to have an interest or render services. “Divested business” shall also include such business unit or the acquirer thereof, as applicable. - Our Products The information and material provided in the Site are intended for general reference only, and may not describe all of the terms, conditions, and exceptions applicable to the products and services offered by RentersIQ on this site. All coverages are subject to the terms and conditions of the insurance policies or surety bonds issued. Coverages and the terms and conditions of any insurance policy or surety bond may vary by state and your circumstances, and additional minimum coverage limits may be required in your state. The products and services offered in the Site are only available in the jurisdictions in which RentersIQ or its underwriter is properly licensed.
- Other terms
If any provision of this Agreement shall be unlawful, void or unenforceable for any reason, the other provisions (and any partially-enforceable provision) shall not be affected thereby and shall remain valid and enforceable to the maximum possible extent. You agree that this Agreement and any other Agreements referenced herein may be assigned RentersIQ, in our sole discretion, to a third party in the event of a merger or acquisition. This Agreement shall apply in addition to, and shall not be superseded by, any other written Agreement between us in relation to your participation as a Member. Member agrees that by accepting this Agreement, Member is consenting to the use and disclosure of their personally identifiable information and other practices described in our Privacy Policy Statement. Client may not assign, delegate, sub-contract or otherwise transfer this agreement (or any of its rights or obligations hereunder) without RentersIQ’s prior written consent, and any attempt to do so without RentersIQ’s approval will be void. RentersIQ may assign this agreement (or any of its rights or obligations hereunder) to a related company or to an unrelated company pursuant to a sale, merger of other consolidation of RentersIQ or any of its operating divisions upon written notice to Client. Nothing in this Agreement is intended to confer any rights or remedies under or by reason of this Agreement on any person other than the parties and their respective successors and permitted assigns. The waiver by either party of a breach or violation of any provision of this Agreement shall not operate as, nor be construed to be, a waiver of any subsequent breach hereof. This Agreement may be amended only upon the parties’ mutual written consent. This Agreement and any amendments hereto may be executed in duplicate copies on behalf of RentersIQ and Client, and facsimile or online signatures shall be deemed originals. Each duplicate copy shall be deemed an original, but both duplicate originals together shall constitute one and the same instrument. The terms that are defined in this Agreement may be used in the singular or plural, or the masculine, feminine or neutral, as the context requires. The headings and subheadings in this Agreement are inserted for convenience of reference and shall not affect the meaning or interpretation of the Agreement.